Harold Zazula

Harold Zazula, CFP®, RICP®, CLTC®, is a financial professional who helps individuals and families make confident decisions about retirement, investments, taxes, and long-term planning. With more than 30 years of experience—and an actuarial background that sharpened his focus on projections and risk management—Harold is known for practical, clear guidance that helps people move from uncertainty to a well-structured plan.

A meaningful part of Harold’s work is supporting people who are newly single, including widows and widowers navigating life after the loss of a spouse. He provides steady, step-by-step help during a time when financial decisions can feel overwhelming. His approach emphasizes clarity, organization, and thoughtful planning—so clients can regain a sense of control and make decisions with confidence.

Harold often assists with the real-world tasks that follow a loss: organizing accounts and paperwork, reviewing beneficiary designations, coordinating life insurance and pension decisions, and building a forward-looking plan that aligns cash flow, investments, taxes, and estate considerations with a client’s new reality. When appropriate, he collaborates with a client’s attorney and tax professional to help ensure the plan is coordinated and complete.

Harold serves clients nationally and is an Investment Adviser Representative of Crystal Capital Management Corp. (CCMC), a Massachusetts-registered investment adviser.