Xochitl Napoles

Xochitl Napoles is a bilingual (English and Spanish) financial professional with more than 15 years of experience helping individuals and families navigate complex financial matters with confidence and clarity. Her career has spanned three countries and leading financial institutions, giving her a unique global perspective and a deep appreciation for the personal stories behind every financial decision.

As a CERTIFIED FINANCIAL PLANNER® professional and Chartered Financial Consultant® (ChFC®), Xochitl is committed to providing thoughtful, objective guidance centered on each individual's goals, values, and circumstances. She holds a double Master in Business Administration and a Leading in Finance Certificate from Harvard Business School, combining advanced technical expertise with a compassionate, client-focused approach.

Throughout her career, Xochitl has worked with successful professionals, business owners, and multi-generational families, helping them make informed decisions about wealth preservation, retirement, legacy planning, and financial independence. She understands that after the loss of a spouse, financial questions are often intertwined with emotional ones, and she believes every person deserves a safe, supportive environment in which to ask questions and gain clarity.

As a volunteer financial coach, Xochitl is passionate about empowering widows and widowers to take control of their financial future. Whether reviewing cash flow, evaluating retirement options, understanding investments, or organizing important financial documents, she helps individuals build confidence and make decisions at their own pace.

Her commitment to service extends beyond financial planning. Xochitl serves on the boards of The Ringling Museum Foundation and the Sarasota Cuban Ballet School, supporting programs that enrich lives and strengthen communities. She believes that true wealth is measured not only by financial success, but also by our ability to uplift and support...